The rate ledger · July 16, 2026

Get the most
for your money.

RateZip is rate intelligence.

Set a rate alert

NMLS 1592292 · 24 states · Free

Representative national figures. Advertising supported.

Rate Radar

Name your rate. We'll watch for it.

One email when it hits. No spam.

Calculator

How much equity is in your home?

Run the numbers →

Calculator

Overpaying on auto insurance?

Check in 30 seconds →

The gap check

What is your bank costing you?

$25k at a 0.45% megabank ≈ $1,052/yr lost

Show the gap →

Start from your life, not our catalog.

From the rate desk

The 30-year eased again. Deposit desks went the other way.

Read today's note →
NMLS 1592292Licensed in 24 statesSince 2007